Welcome to RN4Medicare

Medicare Can Be Confusing - Guidance Makes it Simple

Navigating Medicare can feel overwhelming, especially when approaching age 65 or reviewing coverage options. RN4Medicare provides guidance to help individuals better understand their Medicare choices and make confident decisions about their healthcare coverage.
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Meet Kiersten Palma, RN

Kiersten Palma, RN brings more than 25 years of nursing experience and a strong dedication to helping Medicare beneficiaries across the country. With her extensive background in healthcare, helping people navigate important medical and insurance decisions has always been a natural extension of her work.

As healthcare costs continue to rise and more Americans reach Medicare eligibility, many individuals are seeking guidance when it comes to understanding their health insurance options. Working with Kiersten Palma, RN means having a knowledgeable professional available to help review and compare plans.

Kiersten is contracted with multiple major insurance carriers, allowing her to compare coverage options and help individuals find a plan that best fits their healthcare needs and budget.

One of the biggest concerns for many individuals approaching retirement or turning age 65 is how to manage and potentially limit healthcare costs. Kiersten’s goal is to help identify Medicare plans that provide the right balance of coverage and affordability based on each individual’s situation.

Understanding Medicare benefits is an important step in making informed healthcare decisions. Whether someone is newly eligible for Medicare or already enrolled, there are several types of plans available, each with different features and benefits.

Do you know the difference between:

• Medicare Supplement Plans
• Medicare Advantage (Part C) Plans
• Prescription Drug (Part D) Plans

With so many options available, navigating Medicare can feel overwhelming for many individuals. Having experienced guidance can make the process clearer and easier to understand.
Understanding Your Medicare Coverage Options
 
Questions about your Medicare Health Insurance.... WE CAN HELP!
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COMPLIMENTARY LOCAL IN-PERSON SEMINARS



YOUR FUTURE, YOUR FINANCES, AND YOUR MEDICARE

February 27, 2026 Huntington YMCA @ 1pm, March 4, 2026 Port Jeff Library @ 12pm,  March 19, 2026 Mastic Beach Library @ 3pm, March 26, 2026 Brightview Assisted Living @ 2pm, May 14, 2026 Medford Library @ 5pm




Medicare Advantage...Is it an Advantage? 
March 20th @ 11:30am in Kings Park Library, April 13 @ 6pm in the Babylon Library, April 16 @ 3pm Port Jeff Library, May 22, 2026 @ 2pm Patchogue Library.



12 Tips to Lowering your Prescription Drug Cost                                                       



Understanding Your Explanation Of Benefits

January 20,2026 Copiague Library @ 2pm



New Medicare Rules 


Original Medigap vs High Deductible Medigap

 

 

Are You Maximizing Your Benefits?

Don't Worry,  We Can Help!
Click Here To Learn About Your Options